Independent insurance for Southern California.
In English and Spanish, with real answers and fast service. We shop many carriers so you get the right fit, not one company's pitch.
Personal and business, under one roof.
Independent, multi-carrier
We shop many companies. You are never stuck with one.
Bilingual
Full service in English and Spanish, not an afterthought.
Fast and human
Real people, quick answers, and certificates in minutes.
Personal and business
Home, auto, and the business, all in one place.
Protect your family and the things you count on
Your car, your home, your belongings. Tell us what you have and we shop the market to find coverage that fits your life and your budget. We will tell you straight what you do and do not need.
Get a personal quoteOne agent for the business and the family
From general liability to workers comp and commercial auto, we help Southern California small businesses put the right coverage in place. Certificates of insurance in minutes, in English or Spanish.
Get a business quoteThe same person, every time
Hugo Canizales has helped Southern California families and small businesses since 2013. He answers the phone, shops the market for you, and explains it plainly, in English or Spanish. He also builds tools that make quoting and paperwork faster, so you wait less.
Talk to HugoGetting covered is simple
Tell us what you need
Get a quote online or call or text (562) 758-1200. A few quick details is all we need to start.
We shop the market
We compare many carriers and bring you options that fit your situation and budget, with the tradeoffs explained.
You decide
Pick the option you like. Pay in full or set up monthly payments. We stay with you for service and renewals.
We shop a wide range of markets for you
As an independent agency we compare many companies to find your fit. Which carriers are available depends on your situation, and we tell you the real options when we shop your quote.
Hugo was extremely responsive, helpful and quick. I hit him with a last minute request with a slim deadline and he went above and beyond. I am so appreciative.
I needed to swap a car on my insurance and Hugo helped me seamlessly by text while I was working. The whole process was quick, easy and fair. Highly recommend.
A 100% satisfied long time client. Hugo is always prompt, professional and willing to help me get the best coverage. I highly recommend Coverguard to my family and friends.
Real answers, from real people
Tell us what you need and we will shop the market for you. Free, and no obligation.