No Matter Your Coverage Needs, We've Got Life Insurance
Coverage Options For You
We'll consult with you and explain your options so you know which plan to choose.
Term life insurance lasts for a set number of years before it expires. You pay premiums toward the policy, and if you die during the term, the insurance company pays a set amount of money, known as the death benefit, to your designated beneficiaries. The death benefit can be paid out as a lump sum or an annuity. Most people choose to receive the death benefit as a lump sum to avoid paying taxes on any earned interest.
This is a tough question to answer without actually knowing someones full situation. There are many factors that can play into how much life insurance coverage you would need based off of financial responsibilities. By speaking with one of our specialists we can determine how much you will need.
There are several good reasons to apply for final expense insurance. If you are a senior citizen or retiree who does not need to take out a traditional life insurance policy to replace your income, a final expense insurance policy could help your loved ones cover any unexpected end-of-life expenses.
Final expense insurance, also known as burial insurance, is a type of life insurance designed to pay a small death benefit to your family to help cover end-of-life expenses.
Unlike traditional life insurance, which is meant to replace decades’ worth of income, burial insurance is usually suited to older adults who want a smaller policy to cover their funeral costs.
Our Trusted Life Insurance Consulting Process
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